FAQ

GS Core UAB provides debt portfolio purchase services. If GS Core UAB collects debts from you, it means that your previous creditor has assigned its claim to your debt.

We have acquired and are enforcing claims on the debts of natural persons and legal entities.

You can pay your debt in a variety of ways, depending on your mobility, computer literacy, habits, and needs. Paying your debt is easy by logging into your bank’s e-banking system. You can pay in cash at banks, Lithuanian Post offices, all Maxima supermarkets and Perlas lottery terminals, and you can pay by card at most Lietuvos Spauda kiosks.

If you receive a letter, you are urged to pay the debt as soon as possible and by the due date stated in the letter. The letter normally contains all the information you need to pay the debt: the amount owed, details, methods of payment, etc. Delaying or avoiding payment will damage your credit history.

A number used in a debt recovery company’s internal data system to identify customers in arrears. This number is included in the messages sent.

You are asked to pay the debt as soon as possible, but not later than the deadline stated in the notice. If you disagree with the debt, please contact us in writing using the contact details provided in the letter.

Yes, the debt can be paid in instalments. Partial payments should be agreed with the debt recovery specialist responsible for collecting your debt. Please assess your ability to pay your debt in the shortest possible time, as paying in instalments may increase your arrears. Due to rising interest and late payment charges, your debt changes daily. You can find out the exact outstanding amount by calling the telephone number provided in the letter.

In this case, please do not ignore our letters and calls, but send us a written request without delay, together with a reasoned claim and copies of the documents proving the existence or non-existence of the lesser amount owed.

Before you make such a decision, please carefully consider the possibilities of meeting your obligations in time to avoid even bigger problems.

Failure to repay the debt is likely to result in:

• an increase in the amount of penalties,

• an increase in the default interest,

• information about your debts being passed on to third parties,litigation.

The assignment of debt claims is governed by the Civil Code of the Republic of Lithuania (CC). A debt claim is purchased, so the debtor’s creditor changes. The new creditor has the right to require the debtor to fulfil all obligations arising from the contract with the original creditor.